Refinance calculator

Estimate the cost of refinancing your bridging loan

Enter your outstanding balance and the new term you need to see an indicative interest cost range for a rebridge, remortgage or development exit facility. Indicative only, not a quote.

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The rate range is illustrative and adjustable, not a quoted or real market rate. Actual pricing depends on the lender, the property, the loan to value and whether your case is regulated or unregulated. Interest is shown rolled up over the term, which is how most bridging refinance is structured.

Your refinance, indicative range
New facility needed
£400,000
Rolled-up interest£13,200 to £30,000
Arrangement fee£6,000
Total cost of the refinance£19,200 to £36,000
Total to redeem at the new exit£419,200 to £436,000

This is an indicative range based on the rate you set above, not a quote. Real terms depend on the lender's assessment of the property, the loan to value and the realistic new exit, and on whether the case is regulated or unregulated.

FAQ

Calculator FAQs

How does the refinance calculator work?

It takes the outstanding balance you need to refinance and your expected new term, then applies an illustrative monthly rate range to estimate rolled-up interest and an arrangement fee. It is an indicative guide, not a quote.

Why does it show a range instead of one figure?

The rate a lender actually offers depends on the property, the loan to value, and whether the case is regulated or unregulated. We show a low-to-high range so you can see how sensitive the cost is to rate, rather than presenting one invented number as fact.

Is the estimate a formal quote?

No. Send us the deal for a firm assessment and, where a route looks workable, indicative terms, which are free and carry no obligation.